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All come with their manual except "Smackdown vs Raw 2009. $5 each or make an offer for the lot.
Did Upper Hutt hit the magical 40 degrees Celsius mark on Tuesday? The sweltering afternoon that pr…
Back to school ...with nits ! No !! Don't let your child be the one to take nits back to school. Treat them now !! Come in and see us for advise and treatment options.
Playgroup at the Rimutaka Baptist Church is back on for 2019.
9.30-12 noon every Thursday. A great way to meet new parents and for the little ones to play and explore in a safe environment. All caregivers and preschoolers are welcome. Morning tea provided for all.
Gold coin donation.
Any … View morePlaygroup at the Rimutaka Baptist Church is back on for 2019.
9.30-12 noon every Thursday. A great way to meet new parents and for the little ones to play and explore in a safe environment. All caregivers and preschoolers are welcome. Morning tea provided for all.
Gold coin donation.
Any enquires call Kerry 0273432011
About 6000 commuters will struggle to get to work on Thursday after Hutt Valley train services were suspended following damage to the tracks that occurred during maintenance.
Those travelling on the Wairarapa services will also be delayed as Metlink awaits clearance for the services to run. … View moreAbout 6000 commuters will struggle to get to work on Thursday after Hutt Valley train services were suspended following damage to the tracks that occurred during maintenance.
Those travelling on the Wairarapa services will also be delayed as Metlink awaits clearance for the services to run. Melling services are still running.
The damage to the track and signalling machinery was caused by an excavator working on scheduled maintenance overnight. The excavator derailed near Taita, closing the track. Keep up to date here
Central Wellington experienced record-breaking heat on Tuesday afternoon when temperatures hit 30…
Hi Friends my daughter has a Gym Machine to give away. It has hardly been used, about 3 - 4 years old. When the young lads were using it someone pushed the arms back further then meant to so a little adjusting required in arms. You will need to come take it down yourselves, has a steep driveway … View moreHi Friends my daughter has a Gym Machine to give away. It has hardly been used, about 3 - 4 years old. When the young lads were using it someone pushed the arms back further then meant to so a little adjusting required in arms. You will need to come take it down yourselves, has a steep driveway however it is accessible. PM for details. :-)
Hi Neighbours! AFS Global Prep programmes offer 14 to 18-year-olds, short-term, theme-based, experiences that address issues important to young people while facilitating their growth as global citizens.
Work on the environment in Costa Rica, or sustainability and culture in Germany, try … View moreHi Neighbours! AFS Global Prep programmes offer 14 to 18-year-olds, short-term, theme-based, experiences that address issues important to young people while facilitating their growth as global citizens.
Work on the environment in Costa Rica, or sustainability and culture in Germany, try art and design in Argentina, or find out about Chinese culture and much more! This is an opportunity to pursue your interests while becoming a global citizen.
You’ll thrive in an incredible new place unlike anything you’ve experienced so far, and create authentic connections that will last a lifetime! Call 0800 600 300 to find out more!
With house prices now falling significantly in Australia, the inevitable question is beginning to arise: “will the downturn spread across to NZ?” We’re not convinced that it will, for three main reasons.
• First, NZ does not generally have an oversupply of property of any type or in any … View moreWith house prices now falling significantly in Australia, the inevitable question is beginning to arise: “will the downturn spread across to NZ?” We’re not convinced that it will, for three main reasons.
• First, NZ does not generally have an oversupply of property of any type or in any region. Indeed, our largest city of Auckland has the opposite problem: a large shortfall of housing, which is propping up values even though property is relatively unaffordable in our biggest city. By contrast, it is widely accepted that there are too many apartments in Sydney and Melbourne, and this is dragging down prices. So-called settlement risk (where a buyer who purchased off the plans some time earlier suddenly walks away from the transaction) is a growing problem for some of these large-scale developments.
• Second, NZ is yet to see the same increases to mortgage rates that other countries are seeing, including Australia. In fact, although there are now signs that it might be ending, the banks here have recently engaged in a “rate war” with borrowers enjoying some pretty sharp fixed-rate deals in recent weeks. On a related point, about 80% of mortgage debt is on fixed interest rates in NZ, giving borrowers time to adjust their finances in advance of an interest rate increase being pushed through to their mortgage. That is in stark contrast to Australia, where floating rates dominate.
• Third, NZ’s regulators have arguably been much more proactive than Australia’s in curbing the riskiest lending practices. Interest-only lending is more controlled in NZ, and it’s also easy to forget that we’ve actually had the LVR restrictions (in one form or another) here for five years now. This has put our mortgage market on a surer footing than Australia To be fair, none of this precludes a housing market downturn here in NZ at some stage in the future. But for now, and with the labour market a huge support for property, we’re confident that Australia’s problems won’t be replicated in New Zealand for the foreseeable future.
Article by Kelvin Davidson
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