Buying a house is one of the biggest decisions you will ever make
Buying a house is one of the biggest decisions you will ever make
What are your non-negotiables?
Before you even turn to Google, sit down and write out your property deal-breakers
* Which suburbs would you most like to live?
* Do you like the neighbouring suburbs?
* Are local schools a consideration?
* What’s the proximity to shops, sports facilities, cafes, restaurants etc?
* What are the dream features of your home?
* Is a garden or balcony important?
* How many bedrooms do you need?
* Do you need a garage?
* Do your desirables fall within your budget?
How much does it cost to buy property
Deposit
How much are you willing to pay upfront to secure your home?
The simple truth is that the more deposit you pay, the more likely you are to get a loan.
Of course, it depends on your lender and their rules, as well as your financial situation.
You may be eligible for government help if you’re buying your first home.
Other Costs
Property inspection reports are not compulsory, but it is a good idea to get a house inspection to uncover any likelihood of hidden costs you have to pay once you’ve bought the property.
We recommend you choose a property inspector who has professional indemnity insurance and carries out their work in accordance with the New Zealand Property Inspection Standards
When you have purchased your new home sit back and relax. You deserve it.
Have a confidential chat with me about anything real estate 0274 951 536
Poll: If we want to reduce speeding, what do you think actually changes driver behaviour? 🛻🚨🚓
In the Post's article on speeding penalties, the question is asked whether speeding fines are truly about road safety, or are they just a way to boost revenue for the Crown?
What do you think? Should speeding motorists receive speeding fines or demerit points?
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37.3% The sting of a fine (Money talks!)
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62.7% The threat of demerit points (Nobody wants to lose their license!)
Scam Alert: Bank cold calls
ASB is warning customers about reports of cold calls from scammers claiming to be from ASB. These scammers are trying to obtain personal information, including usernames, dates of birth, and verification codes sent to your mobile phone.
🛡️ The "Caller Check" Test
If you get a call from someone claiming to be from ASB and you’re unsure, just ask them for a Caller Check. You will then be able to verify the call through the app.
Remember, banks will:
❌ Never ask for your banking passwords, PINs, or verification codes
❌ Never need to know your full credit card number – especially the CVC
❌ Never ask you to download software or remotely access your device
❌ Never ask you to purchase gift cards or transfer funds.
If you have received a phone call and think your account has been compromised, call ASB on 0800 ASB FRAUD (0800 272 372), or visit your local branch.
🎉 Riddle me this, legends! 🎉
He/She who makes it, sells it.
He/She who buys it, doesn't use it.
The user doesn't know they are using it.
What is it?
(Shezz from Ngāruawāhia kindly provided this head-scratcher ... thanks, Shezz!)
Do you think you know the answer? Simply 'Like' this post if you know the answer and the big reveal will be posted in the comments at 2pm on the day!
Want to stop seeing these in your newsfeed?
Head here and hover on the Following button on the top right of the page (and it will show Unfollow) and then click it. If it is giving you the option to Follow, then you've successfully unfollowed the Riddles page.
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