First Rung: Debt Free Diva saves deposit for first home in 12 months
One of the best things about working for homed is all the inspiring people I get to chat to. One of my favs, and the most inspiring was Tracey Hemingway, who as The Debt Free Diva offers advice and guidance on getting your finances under control and working for you.
She knows what she's talking about, too. Not only did she smash more than $90k of debt in three years, but in the year since she paid it off, she's saved enough, on top of her Kiwisaver, to pay the deposit on a home of her own.
It wasn't easy, and Tracy would be the first person to tell you that! But it is doable. Check out how, and have a listen to our episode of First Rung about Settlement day, on this link below. It includes some tips from Tracy on setting up a budget to manage your finance when you have a mortgage to pay.
Poll: Do you think banning gang patches is reasonable?
With the government cracking down on gangs, it is now illegal for gang members to display their insignia in public places whether through clothing or their property.
This means arrests can be made if these patches are worn in places like restaurants, shops, on public transport or ferries, and on airplanes. Arrests were made recently at a funeral.
Do you think this ban is reasonable?
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76.4% Yes
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22.3% No
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1.3% Other - I'll share below
What's your favourite recipe for courgettes?
Kia ora neighbours. If you've got a family recipe for courgettes, we'd love to see it and maybe publish it in our magazine. Send your recipe to mailbox@nzgardener.co.nz, and if we use it in the mag, you will receive a free copy of our January 2025 issue.
Pregnancy Study - Seeking participants for Massey Observational study
Are you less than 15 weeks pregnant or know someone who is?
I would love to hear from you regarding joining an Observation study on New Zealand Pregnant woman investigating Thyroid function. We are seeking participants who are: - ages 18 years or older - Who are early in their pregnancy (less than 15 weeks)
What your participation involves:
• We will ask you a series of questions about your dietary intake, supplement use and lifestyle.
• We will ask you to collect a sample of urine to analyse some micronutrients.
• We will take a blood sample to analyse for micronutrient status and thyroid function.
• After your baby is born we ask that you send us some of baby’s nail clippings
We reimburse your travel expenses.
If you or someone you know would like to take part, or to find out more about the study, please get in touch via email WOVEN@massey.ac.nz or phone 06 951 6437
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