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What a nice day covid must be over now as twice this morning had the church goers knocking on my door no masks 🎭
Jewelry needs home Was bought to go on a cruise never made it all of it made by Lovisa matching colors in necklace and earrings no diamonds sorry never used or worn would look nice if someone was going out for the evening asking 50 for the whole lot someone… View moreJewelry needs home Was bought to go on a cruise never made it all of it made by Lovisa matching colors in necklace and earrings no diamonds sorry never used or worn would look nice if someone was going out for the evening asking 50 for the whole lot someone will enjoy it
Refresh drawers with an ombre paint effects using tonal Resene paint colours.
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Do you enjoy playing 500? Join us from 6.45 pm at the PN Bridge Clubrooms, cnr Cook and Cuba Streets, 1st , 3rd and 5th Fridays each month. Play starts at 7.00 pm. $5.00, includes supper and prizes. No partner required. For more info Ph Jo 06 3574910 or 021 1395367.
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WE LOOK … View moreDO YOU LOVE TO SING?
Let's Get Singing can help you find your star within! We provide one on one vocal lessons. So what are you waiting for, give us a call!
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If you need more forms or accessibility formats, visit www.census.govt.nz, or call 0800 236 787 for help.
Number of first home buyers getting into a home of their own at an eight year low
The number of first home buyers getting into a home of their own at the start of this year was at its lowest level since 2015.
According to the latest Reserve Bank figures, banks approved just 1166 mortgages … View moreNumber of first home buyers getting into a home of their own at an eight year low
The number of first home buyers getting into a home of their own at the start of this year was at its lowest level since 2015.
According to the latest Reserve Bank figures, banks approved just 1166 mortgages for first home buyers in January, the lowest number in any month of the year since January 2015 (apart from April 2020 when housing market activity came to a standstill due to the Covid lockdown).
And as mortgage interest rates have been steadily rising, the amount being borrowed by first home buyers has been steadily decreasing.
In January this year the average value of the loans approved to first home buyers was $548,885. That's down by $46,513 (-7.8%) from its May 2022 peak of $595,398.
However almost a third of those loans approved in January this year were low equity loans to first first home buyers with less than a 20% deposit.
In January this year, 370 low equity mortgages were approved to first home buyers.
Although that is a low number, it made up 31.7% of all the mortgage approved to first home buyers in January.
That was the first time the low equity loans to first home buyers have gone above 30% of the total since November 2021, when house prices also hit their cyclical peak.
While rising interest rates have reduced the number of first home buyers getting into their own homes, they are also affecting the amount they are paying for them.
Although higher interest costs mean fewer aspiring first home buyers are getting into a home of their own, they are proving to be a more resilient part of the market than either investors or existing owner-occupiers.
However the low overall number of mortgages being approved to aspiring first home buyers suggests that home ownership likely remains an impossible dream for many.
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If you've got some things getting dusty in the garage that could use a new home, list them on Neighbourly as free in the next 48 hours and you'll go in to win one of 5 x $50 … View moreThere's some real goodies on Neighbourly Market in our FREE section, and we want to see even more!
If you've got some things getting dusty in the garage that could use a new home, list them on Neighbourly as free in the next 48 hours and you'll go in to win one of 5 x $50 Prezzy® cards!
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