First Rung: Debt Free Diva saves deposit for first home in 12 months
One of the best things about working for homed is all the inspiring people I get to chat to. One of my favs, and the most inspiring was Tracey Hemingway, who as The Debt Free Diva offers advice and guidance on getting your finances under control and working for you.
She knows what she's talking about, too. Not only did she smash more than $90k of debt in three years, but in the year since she paid it off, she's saved enough, on top of her Kiwisaver, to pay the deposit on a home of her own.
It wasn't easy, and Tracy would be the first person to tell you that! But it is doable. Check out how, and have a listen to our episode of First Rung about Settlement day, on this link below. It includes some tips from Tracy on setting up a budget to manage your finance when you have a mortgage to pay.
Get up to $30,000 back* with your new home
Sign up to an independent apartment or townhouse at a participating Ryman village by 31 March 2026 and receive a $30,000 credit on settlement or sign up to a serviced apartment and receive a $10,000 credit on settlement*.
Imagine a new smart TV, your next getaway or furniture for your new home. With more money staying in your pocket, it’s yours to spend!
Discover the lifestyle that awaits.
*Participating villages only, Terms and conditions apply.
Share your favourite main crop potato recipe and win a copy of our mag!
Love potatoes? We will give away free copies of the May 2026 issue to readers whose potato recipes are used in our magazine. To be in the running, make sure you email your family's favourite way to enjoy potatoes: mailbox@nzgardener.co.nz, by March 1, 2026.
Loved Cat lost from Paradise Road, Napier! Posted on behalf
Please call the number in the photo if you see Spot. He is desperately missed by his family ❤️🐈💔 He is missing from Napier but could be anywhere as he has been known to hop in cars plus he has been missing 3 weeks now. NB there have been 2 potential sightings - the most likely sighting is Hyderabad Road near Northe Street
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