Is life insurance for me?
We know life insurance is important, but we often put it off thinking we’ll get to it later.
Everyone’s circumstances are different. However, there are important life stages where you may want to consider life insurance:
● wedding planning
● having a child
● buying a house
● writing a will
Until 31 November 2019, if you take out a Cigna LifeOne policy and you’ll receive $150 credit towards your premium payments.
Schedule a call with Cigna for a personalised quote and to talk through your options.
SCHEDULE A CALL
$150.00 policy credit applied after three months of premium payments. Terms and conditions apply. See www.cigna.co.nz/stuff for more information.
What's your favourite recipe for courgettes?
Kia ora neighbours. If you've got a family recipe for courgettes, we'd love to see it and maybe publish it in our magazine. Send your recipe to mailbox@nzgardener.co.nz, and if we use it in the mag, you will receive a free copy of our January 2025 issue.
Roading funding shortfall leads to Hurunui annual plan rethink
By David Hill, Local Democracy Reporter
Some rates relief could be in store for Hurunui ratepayers next year as the council reconsiders its roading priorities.
The Hurunui District Council forecast an average 14.49% rates hike for the 2025-26 financial year in the 2024-34 long-term plan.
But after receiving a significantly reduced subsidy from Waka Kotahi NZ Transport Agency (NZTA), council chief executive Hamish Dobbie said staff are having another look at the roading programme.
‘‘In our long-term plan consultation, our residents signalled they wanted us to invest in our roads, so now it is about figuring out what is a wise investment with the funding we have.’’
He said the council will need to reconsider what it can afford to fund, based on the lower-than-expected subsidy.
The Hurunui council receives a 52% subsidy from NZTA on approved projects, with ratepayers paying the balance.
The council has met with NZTA since raising concerns about the funding it received in the 2024-27 National Land Transport Programme.
It had sought a 184% increase, but NZTA director regional relationships James Caygill said this was ‘‘unaffordable’’.
Dobbie said ratepayers were already paying two-thirds of the district’s roading budget as a number of projects were not funded by NZTA.
Options for a revised roading programme will be presented to the council to consider ahead of next year’s annual plan.
Dobbie did not expect rates to rise any more than the 14.49% signalled and will likely be less.
Funding has been reduced for low cost, low risk projects, which cost less than $2 million, so these will need to be reconsidered, he said.
‘‘It means the Government doesn’t value that type of work, so we need to consider how we value it.
‘‘The Government values the sealed road networks, so how do we allocate ratepayer money to those aspects of our network versus our unsealed roads.’’
Dobbie said Hurunui, a large rural community with around 13,000 residents, had about 900km of unsealed roads and 600km of sealed roads.
The council estimated it needs about $3 million a year to maintain and upgrade its ageing network of 286 bridges.
‘‘I think we have an understanding of what the issues are, but I wouldn’t say we are any closer to finding a solution,’’ Dobbie said.
He said he understood NZTA is restricted by Government funding.
‘‘This Government claims to be about infrastructure, so hopefully they can find a way to help us with intergenerational (or debt) funding and help us to pay it back.
‘‘We will pay our share.’’
Transport Minister Simeon Brown and NZTA have been contacted for comment.
■ LDR is local body journalism co-funded by RNZ and NZ On Air.
Paint it orange with Resene for Arthritis NZ!
Buy any orange Resene testpot 60 ml at your local Resene owned ColorShop in November and Resene will donate $1 to Arthritis NZ!
The more orange testpots you buy, the more will be donated.
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