First Rung: Debt Free Diva saves deposit for first home in 12 months
One of the best things about working for homed is all the inspiring people I get to chat to. One of my favs, and the most inspiring was Tracey Hemingway, who as The Debt Free Diva offers advice and guidance on getting your finances under control and working for you.
She knows what she's talking about, too. Not only did she smash more than $90k of debt in three years, but in the year since she paid it off, she's saved enough, on top of her Kiwisaver, to pay the deposit on a home of her own.
It wasn't easy, and Tracy would be the first person to tell you that! But it is doable. Check out how, and have a listen to our episode of First Rung about Settlement day, on this link below. It includes some tips from Tracy on setting up a budget to manage your finance when you have a mortgage to pay.
🪱🐦 When are you the most productive? 🌙🦉
The Post has been diving into our daily habits, and research suggests being an early bird or a night owl isn’t just a choice—it’s biology! We all have that specific time when our brains finally "click" into gear.
This raises a big question for the modern workplace. To get the best out of everyone, should employers accommodate our natural body clocks? This idea is at the heart of the four-day work week and flexible scheduling movements.
We want to hear from you:
1. When does your brain "click" into gear?
2. Would a flexible (or shortened) schedule change the way you work?
Rubbish data leaves $3m hole in Waikato District Council’s refuse budget
It’s still not known how it happened but an accounting cock-up over rubbish stickers has left a $3 million hole in Waikato District Council’s annual budget.
Last month, the council was told it faced a deficit of $3.9m, mainly due to a correction to its user-pay refuse sticker revenue budget - basically, it wrongly estimated how much money it would take in from sales of council rubbish stickers.
Frankton firm Cook and Galloway in receivership
Hamilton firm Cook and Galloway Engineers is for sale after its parent company was placed into receivership.
Receivers say unresolved “financial pressures“ forced the company to go into receivership.
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