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Budgeting
Where can I go for free budgeting advice?
How do I avoid getting into unmanageable debt?
Where can I go for free budgeting advice?
There are several non-profit organisations that can help you with budgeting advice.
Your local Citizens Advice Bureau can help you find a … View moreBudgeting
Where can I go for free budgeting advice?
How do I avoid getting into unmanageable debt?
Where can I go for free budgeting advice?
There are several non-profit organisations that can help you with budgeting advice.
Your local Citizens Advice Bureau can help you find a budgeting service that suits your situation. Some CABs also run regular budgeting clinics.
The Financial Capability Trust website and the Family Services directory also list budgeting services and financial mentors around New Zealand.
You can also get budgeting and debt management information and advice on the Sorted website.
You might be interested in joining a local MoneyMates groups. These are support groups for people wanting to improve their budgeting skills.
How do I avoid getting into unmanageable debt?
It mostly boils down to living within your means – in other words, spending no more than the amount you earn and only borrowing money (e.g. a student loan) if you are confident of your ability to pay it back.
You can do this by putting together a budget which lists your total income and all of your expenses. You can download a budget worksheet for free from The Budgeting Hub website or the Work and Income website, or use the online budgeting tool on the Sorted website.
A budget advisory service (see above) can help you put a budget together and work out ways for you to reduce your spending or increase your income.
The Sorted website also has advice to help you manage your debt.
Hello neighbours, here's a look at some new plants out in garden centres this month.
You know what we're talking about, those products which you just pour down the drain and 'voila', your kitchen or bathroom pipes are clear again. But at what cost? Be aware that some of these products can damage the pipes and cause more problems.
Talk to the team at RNR if you … View moreYou know what we're talking about, those products which you just pour down the drain and 'voila', your kitchen or bathroom pipes are clear again. But at what cost? Be aware that some of these products can damage the pipes and cause more problems.
Talk to the team at RNR if you want some expert advice - 0800 464 767
Christchurch could be in for a soaking over the next few days.
Read more at Newsline: bit.ly...
Dear Friends
One Stop IT Shop in Avonhead Christchurch .
Lowest prices with Quality Product & Services. Experienced Staff , Wide range of Ex Lease Stock , Parts , Accessorizes , Gaming PC etc.
Services We Offer :-
*Desktop Computer & Laptop Repair
*Date Backup & Transfer … View moreDear Friends
One Stop IT Shop in Avonhead Christchurch .
Lowest prices with Quality Product & Services. Experienced Staff , Wide range of Ex Lease Stock , Parts , Accessorizes , Gaming PC etc.
Services We Offer :-
*Desktop Computer & Laptop Repair
*Date Backup & Transfer
*Software & Windows troubleshooting & installation
*Virus Removal & System Cleaning services
*System Tune-Up and Optimization
*Network Installation & Configuration
*Free Quotes for Bulk Order & Services
*Onsite Computer Repair & Support
* Iphone , Ipad , Mobile Repair
* Mac Repair
* Old & New Pc & laptops
* Screen Replacement
* Remote Support & Rental Service for Corporate
* Website Designing , Maintaining & Development
* Web Hosting & Domain Name Sales & Support
We have Retail store for Pc , Mobile & Laptop Parts in Avonhead .
Buy Online at www.teslimited.co.nz.........
The restoration of South Brighton's boardwalk is a "vote of confidence for the community", backers s…
More than 14,000 patients denied treatment in New Zealand's under-funded public health system have r…
Did you know Regenerate Christchurch has around 40,000 keys from demolished homes in the Red Zone? They're asking what should be done them. What do you think? Wind chimes, sculptures, pathways....? We'd love to share your ideas in print, so please note if you don't want your comments… View moreDid you know Regenerate Christchurch has around 40,000 keys from demolished homes in the Red Zone? They're asking what should be done them. What do you think? Wind chimes, sculptures, pathways....? We'd love to share your ideas in print, so please note if you don't want your comments in the Christchurch Mail, put a NFP on your comments.
Hi. Can the shoemaker who gave me a bike to donate to ICECycles please contact me? I have a question, and I've lost your contact details.
Thx....Matt
There is a narrow window of opportunity each spring to renovate and prepare the fields between the winter and summer sports changeover, and this year’s wet winter brings a warning the fields may look worse for wear during the renovation process.
Read more at Newsline: bit.ly...
Ara is providing FREE English classes from 2nd Sep.
Please see attachment for details, and contact Ara directly for registration.
We have 6 cube of firewood to sell. Selling for $70 a cube. Firewood is already split and ready to stack for next year.
This year’s Christchurch Arts Festival is a varied programme of dance, music, spoken word, visual art, theatre and comedy. You’ll find it all at www.artsfestival.co.nz... #gowild #chchartsfest
Hi neighbours! What a feast of sport this weekend just gone, the All Blacks & Aussie, phew that was a nail biter! Then our wonderful gals in Black socking it to England☺ Makes one proud to be a Kiwi.
Our thoughts and prayers must go the the folks of Houston, Texas. It warms the soul seeing … View moreHi neighbours! What a feast of sport this weekend just gone, the All Blacks & Aussie, phew that was a nail biter! Then our wonderful gals in Black socking it to England☺ Makes one proud to be a Kiwi.
Our thoughts and prayers must go the the folks of Houston, Texas. It warms the soul seeing on TV neighbour helping neighbour throughout the severe weather conditions. On a lighter note we are still jammed to the rafters with stock! We are 7 days now so come on in and have a leisurely look. 4 Curletts Rd or check out our website www.christchurchauctions.co.nz...
Hello neighbours,
September is Bee Aware Month, and our September issue comes with lots of ideas and projects to help the bees. Top 3 things you can do:
1. The September issue comes with free wildflower seeds. Plant them and register your bee-friendly garden on our map. www.stuff.co.nz...
2.… View moreHello neighbours,
September is Bee Aware Month, and our September issue comes with lots of ideas and projects to help the bees. Top 3 things you can do:
1. The September issue comes with free wildflower seeds. Plant them and register your bee-friendly garden on our map. www.stuff.co.nz...
2. Take part in The Great Kiwi Bee Count. www.stuff.co.nz...
3. Sign the petition against the sale of pesticides containing bee-harming neonicotinoids. www.stuff.co.nz...
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