Pay off your mortgage quicker and pay less interest as a result.
We still have some spaces left for this talk.
Would you like to pay your mortgage off quicker?
Over the lifetime of a standard mortgage you will very likely pay as much or more interest than the amount you actually borrow but by using standard bank tools, it is possible to halve the cost of the interest charged on your mortgage even for those on a modest income?
Money not spent on mortgage interest increases your cash flow and enables you to pay off your debt much sooner than you could have dreamt.
The Halswell Community Project has asked Linda Hart to come and talk to us about mortgages and the different ways in which they are, and can be structured and what strategies can help us alongside the mortgage.
Linda has 14 years’ experience helping people to reduce their debt. She is happy to share her knowledge and answer questions. If the concept interests people, she offers a further free consultation and analysis of your personal mortgage situation , so you can assess whether you want to use her assistance and see a brighter future. A link to her website is provided below.
Date: Tuesday 14th March – 7.30- 9.00pm
Venue: Koaro Room at Te Hapua.
Cost: $3 to cover the cost of the room hire.
🎉 Riddle me this, legends! 🎉
He/She who makes it, sells it.
He/She who buys it, doesn't use it.
The user doesn't know they are using it.
What is it?
(Shezz from Ngāruawāhia kindly provided this head-scratcher ... thanks, Shezz!)
Do you think you know the answer? Simply 'Like' this post if you know the answer and the big reveal will be posted in the comments at 2pm on the day!
Want to stop seeing these in your newsfeed?
Head here and hover on the Following button on the top right of the page (and it will show Unfollow) and then click it. If it is giving you the option to Follow, then you've successfully unfollowed the Riddles page.
Poll: If we want to reduce speeding, what do you think actually changes driver behaviour? 🛻🚨🚓
In the Post's article on speeding penalties, the question is asked whether speeding fines are truly about road safety, or are they just a way to boost revenue for the Crown?
What do you think? Should speeding motorists receive speeding fines or demerit points?
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37.2% The sting of a fine (Money talks!)
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62.8% The threat of demerit points (Nobody wants to lose their license!)
Scam Alert: Bank cold calls
ASB is warning customers about reports of cold calls from scammers claiming to be from ASB. These scammers are trying to obtain personal information, including usernames, dates of birth, and verification codes sent to your mobile phone.
🛡️ The "Caller Check" Test
If you get a call from someone claiming to be from ASB and you’re unsure, just ask them for a Caller Check. You will then be able to verify the call through the app.
Remember, banks will:
❌ Never ask for your banking passwords, PINs, or verification codes
❌ Never need to know your full credit card number – especially the CVC
❌ Never ask you to download software or remotely access your device
❌ Never ask you to purchase gift cards or transfer funds.
If you have received a phone call and think your account has been compromised, call ASB on 0800 ASB FRAUD (0800 272 372), or visit your local branch.
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