First Rung: Debt Free Diva saves deposit for first home in 12 months
One of the best things about working for homed is all the inspiring people I get to chat to. One of my favs, and the most inspiring was Tracey Hemingway, who as The Debt Free Diva offers advice and guidance on getting your finances under control and working for you.
She knows what she's talking about, too. Not only did she smash more than $90k of debt in three years, but in the year since she paid it off, she's saved enough, on top of her Kiwisaver, to pay the deposit on a home of her own.
It wasn't easy, and Tracy would be the first person to tell you that! But it is doable. Check out how, and have a listen to our episode of First Rung about Settlement day, on this link below. It includes some tips from Tracy on setting up a budget to manage your finance when you have a mortgage to pay.
Have you got a great recipe for feijoas?
Kia ora neighbours. If you've got a family recipe for feijoas, we'd love to see it and maybe publish it in our magazine. Send your recipe to mailbox@nzgardener.co.nz, and if we use it in the mag, you will receive a free copy of our March 2025 issue.
Favourite holiday finds
Hi there,
We're putting together an article on Kiwis' favourite holiday finds, and would love to hear about any great new places you discovered on your holidays and are happy to share.
It could be a beach you'd never been to before, a walking track you'd never tried, a town that pleasantly surprised you or a particularly good cafe, restaurant or bar. Please feel free to comment here or to message me directly. Please put 'NFP' in your comment or message if you do not want your name or suggestion published.
Thank you very much in advance.
Have you got an amazing shed? Show us!
Last year, Whangārei's Angela Lucas and Mike Mattin, pictured here with Cashew, saw their “tilted” shed named Resene Shed of the Year. They received a $1599 GARDENA SILENO City 250 robot lawnmower and $1000 worth of Resene paints/wood stains, as well as a one-year subscription to NZ Gardener. This year's prizes are up for grabs, so it's time to send in the photos and the stories behind your man caves, she sheds, clever upcycled spaces, potty potting sheds and colourful chicken coops.