WIN $5,000 for your home, thanks to the 2023 Parnell and Resene Décor Promotion
Parnell is once again running its very successful annual décor competition. This year Parnell has partnered with Resene to make this promotion even more exciting and provides participants the chance to win!
By entering the competition, you can win a $4,000 Décor voucher thanks to the Parnell Business Association, to spend in one of the eligible participating décor outlets in Parnell. Plus, this year there will be a ‘Resene room makeover’ along with a free Resene colour consultation valued at $1000.
All you need to do to enter and be in with the chance to WIN is:
Click on the Resene colour theme you love the most and your favourite Parnell décor item within that theme, then enter the competition by filling out the entry form.
You can enter as many times as you like!
Competition closes at midnight on Tuesday 31 October and the winner will be drawn soon after.
For more info and to enter, click the link!
Why are ghosts such bad liars?
...You can see right through them.
No, we haven't lost the plot! July 1st is International Joke Day and because laughter is good for your body, we want to get involved.
So, go on, jokers! Share your best joke below...
What am I?
I am a box that holds keys without locks, yet my keys can unlock your deepest senses. What am I?
Do you think you know the answer to our daily riddle? Don't spoil it for your neighbours! Simply 'Like' this post and we'll post the answer in the comments below at 2pm.
Want to stop seeing riddles in your newsfeed?
Head here and hover on the Following button on the top right of the page (and it will show Unfollow) and then click it. If it is giving you the option to Follow, then you've successfully unfollowed the Riddles page.
Property / Finance Changes from 1 July 2024
🎤 July 1 brings a raft of changes to the finance and property market:
Bright-line Test:
✅ Now 2yrs (previously up to 10yrs).
Deposit Requirements:
✅ 30% deposit for investment properties (previously 35%).
✅ 20% lending available for low deposit properties (previously 15%).
Debt-to-Income (DTI) Ratios:
➖ DTI ratio restricted to 6 x for owner-occupier lending (20% exception).
➖ DTI ratio restricted to 7 x for investor lending (20% exception).
Credit Contracts and Consumer Finance Act (CCCFA) Reforms:
✅ Commerce Minister Andrew Bayly and Housing Minister Chris Bishop said the government is revoking 11 pages of what it calls "overly prescriptive affordability regulations."
These changes should stimulate activity in the finance and property market, contact adviceHQ for independent financial advice to help you secure your future.
#adviceHQ #DTI #LVR #CCCFA
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