Posts by adviceHQ
844 days ago

Mortgage Rates are Falling

David from adviceHQ

Mortgage rates are falling as markets believe monetary policy tightening will end sooner than originally expected. In other words, interest rate rises got ahead of themselves.
The graph below shows the 3yr swap rate which indicates bank funding costs have fallen 1% since the 16 June peak, (from 4.6% to 3.6%). If you are wondering what is the gap between swap rates and mortgage rates, it's called margin.
Call/email/message adviceHQ now to refix/refinance/restructure.

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More messages from your neighbours
4 minutes ago

COP 29

Kurien Thomas from The Flea 88.2 FM

...

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4 hours ago

Monday Motivation

Kurien Thomas from The Flea 88.2 FM

Have a good day

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7 days ago

Poll: When should the tree go up? 🎄

The Team from Neighbourly.co.nz

From what we've heard, some Christmas trees are already being assembled and decorated.

What are your thoughts on the best time to get your Christmas tree up?

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When should the tree go up? 🎄
  • 4.7% Second half of November
    4.7% Complete
  • 43.6% 1st December
    43.6% Complete
  • 17.6% A week before Christmas
    17.6% Complete
  • 33% Whenever you wish
    33% Complete
  • 1.1% Other - I'll share below
    1.1% Complete
2614 votes