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2pm Wed 28 Feb, the RBNZ will unveil its eagerly awaited OCR decision, marking the first such announcement since 29 Nov 2023. What can we anticipate?
The RBNZ has adopted a hawkish stance, signaling potential rate hikes amidst concerns over domestic inflation - a sentiment echoed by ANZ's … View more2pm Wed 28 Feb, the RBNZ will unveil its eagerly awaited OCR decision, marking the first such announcement since 29 Nov 2023. What can we anticipate?
The RBNZ has adopted a hawkish stance, signaling potential rate hikes amidst concerns over domestic inflation - a sentiment echoed by ANZ's Chief Economist, NZ's largest bank.
Contrastingly, the majority of economists have taken a dovish position, cautioning against rate increases. They underscore the impacts of the successive rate hikes (+4.25%) over the past 2.5yrs and the softening underlying GDP, despite robust migration figures.
Adding to the complexity, our Prime Minister, Christopher Luxon, has characterized the nation's current state as "fragile."
Market sentiment have been oscillating. Wholesale market funding rates experienced a -1.16% decline from 4 Oct to 29 Dec 2023, (refer to 2yr swap rate graphic). However, since then, they have rebounded, increasing +0.57%. Concurrently, retail mortgage rates have seen some reduction but not to the same extent.
Market dynamics are influenced by a plethora of factors, including local and international data releases like employment figures, inflation rates, and GDP growth. Moreover, commentary from influential figures - sometimes referred to as "jawboning" - can significantly sway market sentiment.
Ultimately, the RBNZ holds the reins, but it's far from a predetermined outcome.
If you are seeking independent guidance on your refix, restructuring, or refinancing options, reach out to adviceHQ today.
#advicehq #RBNZ #ocr #interestrates #mortgagerates
We will be running an in-person, 4-hour ESSENTIAL FIRST AID workshop on March 8 in Glenfield. COST: $65.
COST: FREE for NOT-FOR-PROFIT groups/orgs in the Devonport Takapuna Local Board and Hibiscus and Bays Local Board areas (due to funding from these local boards).
For more information and … View moreWe will be running an in-person, 4-hour ESSENTIAL FIRST AID workshop on March 8 in Glenfield. COST: $65.
COST: FREE for NOT-FOR-PROFIT groups/orgs in the Devonport Takapuna Local Board and Hibiscus and Bays Local Board areas (due to funding from these local boards).
For more information and to register go to www.liift.nz...
Please message Rick (Kiwi) neighbour to the child via this site
This machine is a magnetic resistance 8 kg machine - which means it doesn’t need to be plugged in. It’s a great way to get fit in your own home! I needed it for rehab when I had a huge leg injury- and now I’m back on my feet ready to give this machine a new home.
Bought from EzyLiving in S … View moreThis machine is a magnetic resistance 8 kg machine - which means it doesn’t need to be plugged in. It’s a great way to get fit in your own home! I needed it for rehab when I had a huge leg injury- and now I’m back on my feet ready to give this machine a new home.
Bought from EzyLiving in S Auckland off the show room floor, this machine is well put together and ready to go.
It’s heavy- so you’ll need 2 people to move it from my home in Devonport. Bought $680 new.
Feeling the Summer heat? Don't let your power bill skyrocket along with the temperatures!
Check out these 10 simple tips to keep cool and save money on your power bills this season.
Hi neighbours,
Do you have a vehicle that is taking up space and becoming an eyesore? At AAA Auto Parts we dismantle and wreck cars. We will pay top cash whether your car is dead or alive!
* $300 - $3000 for small cars
* $700 - $10,000 for 4x4 utes, vans, 4WD, trucks and buses
* Same day … View moreHi neighbours,
Do you have a vehicle that is taking up space and becoming an eyesore? At AAA Auto Parts we dismantle and wreck cars. We will pay top cash whether your car is dead or alive!
* $300 - $3000 for small cars
* $700 - $10,000 for 4x4 utes, vans, 4WD, trucks and buses
* Same day removal
* Free quotes over the phone
We will beat any prices in the market by 10%.
Support your local business.
Give us a call on ** 0800 50 00 01 ** and we will be happy to have a chat.
Peter is helping us out with something that nearly everyone can relate to – dealing with the unsorted photos taking up space on your phone or languishing in boxes in your home.
“Without fail, when I give a talk about getting organised, I’m always asked how to deal with photos,” says … View morePeter is helping us out with something that nearly everyone can relate to – dealing with the unsorted photos taking up space on your phone or languishing in boxes in your home.
“Without fail, when I give a talk about getting organised, I’m always asked how to deal with photos,” says Peter.
Boxes of unsorted photos can feel overwhelming to organise so they often get left for many years to clutter up our houses. In addition to this, most of us have smartphones that make it easy to take photos anywhere, so pretty soon our digital photo life becomes cluttered too.
Click read more for the full article.
For only $15 a ticket, you could be in to win this brand-new, fully furnished Jennian home in Pegasus, Christchurch worth almost $1 million.
Featuring three bedrooms, two bathrooms and an open-plan kitchen, living and dining area, this home is waiting for its new owner.
Make this property … View moreFor only $15 a ticket, you could be in to win this brand-new, fully furnished Jennian home in Pegasus, Christchurch worth almost $1 million.
Featuring three bedrooms, two bathrooms and an open-plan kitchen, living and dining area, this home is waiting for its new owner.
Make this property your permanent residence, a holiday home, rent it or even sell it!
Don’t miss out! Get your tickets today at heartlottery.org.nz.
There have been hundreds of wonderful entries in this year's Prospa Local Business Hero from across the country! If you haven't nominated a special local business yet, do it today.
- Got a great mechanic? Nominate them today.
- A barista who makes you smile? Nominate them today.
- … View moreThere have been hundreds of wonderful entries in this year's Prospa Local Business Hero from across the country! If you haven't nominated a special local business yet, do it today.
- Got a great mechanic? Nominate them today.
- A barista who makes you smile? Nominate them today.
- A reassuring pharmacy team? Nominate them today.
Make a small business' day today by nominating them as your Prospa Local Business Hero - and you could make their whole year (our national winner picks up an incredible $10,000 prize package!)
Does anyone have an excess of lemons on their tree and can spare a bag. We have one lemon juiced in warm water first thing in the morning for good health.
Thanks
Darrell
021 99 88 95
We're looking for delicious carrot recipes to feature in NZ Gardener's April issue. Send your family's favourite ways to eat this easy-to-grow vege crop to mailbox@nzgardener.co.nz by February 25, 2024. Every published recipe wins a copy of the April issue of NZ Gardener.
It could be our wonderful staff. Our vibrant communities. Our amazing amenities. Or just the peace of mind that our guaranteed fixed base weekly fee* brings. There are so many reasons to choose the Ryman lifestyle. We’d love to add one more reason to your list - $15,000 back for a limited time*.
… View moreIt could be our wonderful staff. Our vibrant communities. Our amazing amenities. Or just the peace of mind that our guaranteed fixed base weekly fee* brings. There are so many reasons to choose the Ryman lifestyle. We’d love to add one more reason to your list - $15,000 back for a limited time*.
If you sign up to one of our new home offers, you’ll get a $15,000 credit on settlement*.
There’s truly never been a better time to choose Ryman.
*Terms and conditions apply.
Auckland's iconic open water community swim is back!
Open to all, this 2.5km tide-assisted swim from Windsor Reserve, Devonport to Cheltenham Beach is suitable for any swimmer that can cover the distance, even at a slow pace. Fresh pastries and spot prizes at the finish. Start time: 7.45 … View moreAuckland's iconic open water community swim is back!
Open to all, this 2.5km tide-assisted swim from Windsor Reserve, Devonport to Cheltenham Beach is suitable for any swimmer that can cover the distance, even at a slow pace. Fresh pastries and spot prizes at the finish. Start time: 7.45 am, Sat 23rd March 2024.
More info and tickets here: raceroster.com...
🏡 The reintroduction of 5% deposit mortgages signals a positive outlook for the housing market. 📈 While this move demonstrates confidence, it's essential to note the stricter lending criteria and associated terms and conditions. 📝 Access to this product may be limited, but it's a… View more🏡 The reintroduction of 5% deposit mortgages signals a positive outlook for the housing market. 📈 While this move demonstrates confidence, it's essential to note the stricter lending criteria and associated terms and conditions. 📝 Access to this product may be limited, but it's a step forward for aspiring homeowners.
Curious to learn more? Contact adviceHQ for detailed insights and guidance. 🤝 #firsthomebuyers #mortgages #adviceHQ
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