Fraud Awareness Week
This Fraud Awareness Week we are encouraging Kiwis to take a moment to stop and think ‘is this for real?’ when contacted unexpectedly and asked for personal info.
New Zealand Police's Financial Intelligence Unit estimates New Zealanders lose $20-30 million annually to scams.
HOW TO AVOID A SCAM:
+ A genuine bank or organisation will never contact you to ask for your PIN, password or to move money to another account.
+ Never click on a link in an unexpected email or text – you could be giving access to your personal and financial details.
+ Always question uninvited approaches in case it is a scam. Instead, contact the company directly using a known email or phone number.
+ Don’t assume an email or phone call is authentic – just because someone knows your basic details (name and address, or mother’s maiden name) it doesn’t mean they are genuine.
+ Don’t be rushed into making a decision or financial transaction on the spot – a genuine bank or trusted organisation would never do this.
+ Listen to your instincts – if something feels wrong then it generally is.
If you believe you are the victim of a scam you can contact Police and report the matter via 105.
For more info on how you can prevent yourself, family and friends from being scammed, visit:
Poll: Is it ok to regift something that you have been given?
🎁 Holiday Gift Chat!
Do you ever regift?
What’s your take on asking for a receipt if a gift doesn’t fit?
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78.1% Yes! It's better to regift what I don't need
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21.9% No. It's the thought and effort that matters
🎄 Christmas 2025 Holiday Pay - What You Need to Know 🎄
🎄 Christmas 2025 Holiday Pay - What NZ Employers Need to Know 🎄
With Christmas fast approaching, it’s important to make sure your team is paid correctly over the holiday period - especially with holiday legislation changes on the horizon.
👉 Good news: For Christmas 2025, the current Holidays Act rules still apply.
Here’s a simple breakdown 👇
✅ Employees with 12+ months service
• Entitled to 4 weeks paid annual leave
• Pay the higher of:
👉 Ordinary Weekly Pay or Average Weekly Earnings
📌 Full-time example
• 8 hrs/day × 5 days = 40 hrs/week
• $1,200 per week = $240 per leave day
📌 Part-time example
• 3 hrs/day × 4 days = 12 hrs/week
• $300 per week = $75 per leave day
✅ Employees with less than 12 months service
• Not yet entitled to annual leave
• If your business closes down over Christmas, they must still be paid holiday pay for the closedown period (usually paid via payroll accruals or 8% of gross earnings under current law)
🎁 Christmas & New Year Public Holidays
• Christmas Day (25 Dec)
• Boxing Day (26 Dec)
• New Year’s Day (1 Jan)
✔️ If the day is a normal working day, employees are paid for it
✔️ If they work on a public holiday:
➡️ Time and a half + an alternative paid day off
🔔 Important – Changes Coming
The Holidays Act will eventually be replaced by a new Employment Leave Act, moving to hours-based leave accrual and simplified calculations.
⚠️ These changes are not in force yet, so Christmas 2025 still follows current rules.
💬 Need help checking your payroll or holiday calculations?
📧 Email: info@corefigures.co.nz
🌐 Website: corefigures.co.nz...
✨ Feel free to share this with other NZ business owners ✨
Neighbourhood Challenge: Who Can Crack This One? ⛓️💥❔
What has a head but no brain?
Do you think you know the answer? Simply 'Like' this post if you know the answer and the big reveal will be posted in the comments at 2pm on the day!
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