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Cost-of-living pressures are driving record numbers of Kiwis to seek financial hardship relief through KiwiSaver, while there’s also been a rise in fraudulent attempts to access Kiwisaver money. New data from the Inland Revenue Department (IRD) shows a record $48.9 million was withdrawn in … View moreCost-of-living pressures are driving record numbers of Kiwis to seek financial hardship relief through KiwiSaver, while there’s also been a rise in fraudulent attempts to access Kiwisaver money. New data from the Inland Revenue Department (IRD) shows a record $48.9 million was withdrawn in September for hardship reasons, and 5530 people dipped into their retirement fund - also a record high. In this year’s first financial quarter $134.6m has been withdrawn from KiwiSaver for hardship reasons, up 22.5% on the same period last year.
Money woes: At the Public Trust, a Kiwisaver supervisor in charge of approving hardship withdrawals, up to 50% of current cases are for repeat withdrawals, spokesman David Callanan said. Typically applications happened when someone’s employment circumstances changed or they had a setback, he said. “But now we’re also just seeing people who found themselves in arrears with bills. They’re unable to pay off their credit card, they’ve just run out of that rainy-day savings account. For many, KiwiSaver is the last accessible pool of funds when you’re in a crisis.” The trust was also seeing fraud on a daily basis - where people were faking documents to prove hardship.
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It’s time to cast your vote for Neighbourly’s Fang-tastic Pet! 🐾👻
Our top 4 frightfully fabulous finalists are:
🕷 Nevado from Saint Johns – a spooky spider with serious style
👻 Munchkin from New Lynn – rocking his chillingly cute getup
🦴 Bruce from New Brighton – give… View moreIt’s time to cast your vote for Neighbourly’s Fang-tastic Pet! 🐾👻
Our top 4 frightfully fabulous finalists are:
🕷 Nevado from Saint Johns – a spooky spider with serious style
👻 Munchkin from New Lynn – rocking his chillingly cute getup
🦴 Bruce from New Brighton – give this ghoul a hand!
🦇 Wednesday from Trentham – representing the family in true spooky fashion
Vote for your favourite and help crown this year’s Fang-tastic Pet Champion! 🏆
The winning costume will take home a $200 Prezzy Card! 💸
🕸️ Don’t ghost us — vote now!
Complete beginners, intermediate and experienced join us to explore your creative side!
Losses reported to Netsafe in October totalled $6264, compared to $1865 in September - a 220 percent jump.
In September, losses per incident averaged about $50, whereas the average loss last month was about $220.
However, the number of reports to Netsafe fell from 37 in September to 28 in … View moreLosses reported to Netsafe in October totalled $6264, compared to $1865 in September - a 220 percent jump.
In September, losses per incident averaged about $50, whereas the average loss last month was about $220.
However, the number of reports to Netsafe fell from 37 in September to 28 in October.
Netsafe chief online safety officer Sean Lyons said the sharp rise in financial losses suggested scammers were getting more sophisticated with their tactics.
"The quality of what people are being presented with is, on the whole, increasingly improving.
"Red flags we might've relied on previously - the spelling is wrong, it doesn't look right or I'm pretty sure that's not what the logo of this particular agency looks like - are becoming less valuable as a method for us to check whether something is a scam."
Credit card-related scams typically involve scammers collecting payment card numbers, and using them to make purchases or other payments online.
Lyons said people were being targeted via email, text, private instant messaging platforms - including WhatsApp - website and social media ads, and phone calls.
He said looking up an organisation's contact details and getting in touch with them directly was the best way to confirm whether a message was genuine.
"It might say that you have a payment due or a package waiting to be delivered.
"Don't be pressured into making a decision on the scammer's timeline. Step back, get advice from the people around you or give Netsafe a call.
"Make sure what you're engaging with is actually genuine and you're not being sucked into a scam."
With the festive season and Black Friday approaching, he said people should be extra vigilant, if asked to pay for something or if they saw an offer that seemed too good to be true.
"It's a time when people let their guard down a bit. When we are looking for deals or ordering and expecting the arrival of things, we can be more susceptible to these scams."
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We’re excited to share a limited-time offer at Evergreen Clinic 🌿
✅ Free TCM Consultation
✅ Free First ACC Treatment (with valid claim registration)
📅 Offer ends December 31
📸 Screenshot this poster to claim your special offer!
📍 463A Manukau Road, Epsom
📞 0508 … View moreWe’re excited to share a limited-time offer at Evergreen Clinic 🌿
✅ Free TCM Consultation
✅ Free First ACC Treatment (with valid claim registration)
📅 Offer ends December 31
📸 Screenshot this poster to claim your special offer!
📍 463A Manukau Road, Epsom
📞 0508 EVERGREEN (383 747)
🌐 evergreenclinic.co.nz
The convenience of shopping from the couch is undeniable. But it’s not without risks. Scam sites, tough return policies and packages that vanish all challenge the online shopper.
So, before you click ‘add to cart’, check out our tips for having a good online shopping experience.
1. Know who… View moreThe convenience of shopping from the couch is undeniable. But it’s not without risks. Scam sites, tough return policies and packages that vanish all challenge the online shopper.
So, before you click ‘add to cart’, check out our tips for having a good online shopping experience.
1. Know who you’re really shopping with
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Don’t assume a ‘.co.nz’ website is a New Zealand company. Having a .co.nz domain name can be a way for overseas sellers to win your trust.
If you’re lucky, that might just mean having to wait longer than you thought to get your package. But it can also mean it’s expensive to return an item or that you have to deal with an overseas seller if things go wrong. Having the name of a New Zealand city in the name of a store also doesn’t mean it’s really based here.
Look at the ‘contact’ and ‘about’ pages of websites to try and determine whether you’re really dealing with a New Zealand business.
You can also:
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search the Companies Register to check if the trader is New Zealand registered.
check who has registered a domain name using the Domain Name Commission’s website.
2. Ignore the sales hype
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Be sceptical of pressure tactics when shopping online. Claims like ‘limited stock’ and countdown timers are intentional sales strategies designed to get you to buy and not think too much.
Also beware of special deals on social media. They might use phrases like “1-day flash sale” to get you to act quickly but clicking these links can take you to scam websites. If a deal seems too good to be true it almost certainly is.
3. Be sceptical of reviews
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Fake reviews are everywhere. Often there will be tell-tale signs that a review is fake, like repetitive language and stock phrases that could apply to anything.
Look for independent sources of information, such as our website. We've reviewed thousands of products - this page with all our top tests is a great place to get started.
4. Pay by card
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We recommend using a debit or credit card to shop online – that way, you can apply for a chargeback (where your bank reverses the payment) if the correct goods don’t show up.
Remember to take a screenshot of your completed order or save the order confirmation email, in case something goes wrong. Keep an eye on your bank statements. Contact your bank immediately if you spot anything unusual, such as two transactions for one item.
5. Use price comparison websites
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Make sure a better price isn’t available just around the corner by consulting the price tracking graphs on price comparison websites.
We like to use Priceme and PriceSpy. The graphs show you the prices that stores have been charging for an item – so you can tell if you’re really getting a good deal.
Also check if the store you’re thinking of buying from has a price guarantee, which is when they’ll match or beat the price of another store. You can use theses online with most big box retailers. If you’re buying at full-price, check if they have a price promise so you can get some money refunded if it goes on sale soon.
6. Cover your tracks
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Regularly clear your cache and browsing data to reduce the chances of traders offering you prices based on your online activity.
Double check prices using another device (such as your desktop computer against your iPhone) or a different browser.
7. Check return policies before you buy
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Anticipate what will happen if your item arrives and isn’t to your liking. Will you be able to return it? Will you have to pay courier costs?
See if the policy says where you’ll have to return the item, so you can decide if the risk of paying the return cost is worth it.
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What is a blood clot?
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Blood clots normally form after an injury to protect your body from losing too much blood, but they can also develop in an artery or vein even if there is no obvious injury. Complications can occur if it doesn't dissolve naturally or if you don't … View moreWhat is a blood clot?
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Blood clots normally form after an injury to protect your body from losing too much blood, but they can also develop in an artery or vein even if there is no obvious injury. Complications can occur if it doesn't dissolve naturally or if you don't get treatment. The signs and symptoms of a blood clot differ depending on where it is—in the heart, brain, arm, leg, lung, or abdomen. Some of these symptoms are common in other health issues, so always consult with your doctor, and keep in mind that it's not uncommon for clots to cause no symptoms at all. That being said, it's important to know the silent signs and symptoms of blood clots to watch out for.
Leg cramps
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People who have experienced a blood clot in the leg say they've felt cramps or pain similar to a charley horse. A blood clot that forms in a major vein, often in the lower limbs, is called a deep vein thrombosis (DVT), and it can cause leg aches, pain, and cramping. The clots can develop slowly or appear suddenly, specifically after a prolonged time in a sitting or cramped position, like on a long-distance flight.
"Ignoring a blood clot in the leg for even a day can end up in a pulmonary embolism, which is much more dangerous," according to Kristine Arthur, MD, an internist at Orange Coast Memorial Medical Center in Fountain Valley, California. A pulmonary embolism can occur if a portion of the clot in the legs breaks off and travels to the lungs. About 1 in 3 people with DVT will have a pulmonary embolism, which is a potentially life-threatening medical emergency.
Back pain
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Back pain might not seem like one of the likely blood clot symptoms, but it can be an indication that a blood clot is present in the pelvic area or in the inferior vena cava, which is the major abdominal vein. According to the American College of Cardiology, 2.6 to 4% of people with DVT have inferior vena cava thrombosis. Although blood clot-related back pain seems to be one of the more rare symptoms, these types of clots can result in permanent damage if not treated, as they cut off blood to the extremities. If you experience this along with other blood clot symptoms, contact your doctor.
Discolored skin
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A blood clot disrupts normal blood flow, and it can result in discolored skin. If an area of one leg appears to be red or has a different color in any way, a blood clot is one possible cause. This symptom should be checked by your doctor, according to the Centers for Disease Control and Prevention (CDC).
Skin is warm to the touch
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Another common blood clot symptom is a variation in temperature where the clot is suspected. Much like the discoloration, this is caused by a disruption of blood flow. If this temperature variation continues and you have a history of increased risk of blood clots, call your doctor. Usually, these three symptoms appear together: Warm skin, leg cramps, and discolored skin.
Swelling
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Swelling in the arm, hand, foot, ankle, or leg is one of the most common signs of a blood clot, according to the CDC. Blood clots are only one of the reasons why a body part may suddenly feel swollen.
Excessive sweating
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When paired with other symptoms, excessive sweating can be one of the blood clot symptoms you shouldn't ignore, located in either the lung or heart. These are very serious types of blood clots that should be treated immediately as a medical emergency.
Shortness of breath
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A pulmonary embolism, when a blood clot blocks a vessel in the lung, can cause symptoms like shortness of breath, difficulty breathing, and chest pain. Another lesser-known symptom of a blood clot in the lungs is back pain. In some cases, people with a pulmonary embolism may have a drop in blood pressure and pass out, or they may even cough up blood.
These symptoms are a medical emergency, but any clot symptoms should be taken seriously and investigated by your doctor. In addition to prolonged sitting, other risk factors for DVT and clot formation are injuries, including fractures and major surgery; chronic conditions, like heart and lung disease; confinement to a bed; pregnancy; and hormone use, such as birth control pills.
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Red Cross Onehunga brings you a weekend of book bargains, only $1 each.
Read or cook by candle light.
Saturday 1st & Sunday 2nd November 2025 Only
Onehunga Red Cross
200 Onehunga Mall,
Onehunga… View moreRed Cross Onehunga brings you a weekend of book bargains, only $1 each.
Read or cook by candle light.
Saturday 1st & Sunday 2nd November 2025 Only
Onehunga Red Cross
200 Onehunga Mall,
Onehunga
Ph No 09-622-1565
Mon to Sat 9am to 5 pm
Sun 10am to 5pm
See you soon
Labour Day celebrates the fight for fair working hours and better conditions for everyone. Did you know Aotearoa New Zealand was among the first countries to stand up for the eight-hour working day?
As we take a moment to recognise the hard work happening around us, we want to hear from you: Who… View moreLabour Day celebrates the fight for fair working hours and better conditions for everyone. Did you know Aotearoa New Zealand was among the first countries to stand up for the eight-hour working day?
As we take a moment to recognise the hard work happening around us, we want to hear from you: Who inspires you to give your best? Your family, community leaders, coworkers, or someone else?
We are selling our ladies clothes off at $3 each.
Lots of bargains to be had at our Onehunga Red Cross Shop
All clearance stock from our clearance rail only
Pop in and see us and grab a bargain.
Red Cross Onehunga
200, Onehunga Mall, … View moreWe are selling our ladies clothes off at $3 each.
Lots of bargains to be had at our Onehunga Red Cross Shop
All clearance stock from our clearance rail only
Pop in and see us and grab a bargain.
Red Cross Onehunga
200, Onehunga Mall,
Auckland
Ph No 09 622 1565
Mon to Sat 9am to 5pm
Sun 10am to 5pm
These kākāpō, rainbow lorikeet and ruru birds are a hoot for the kids to make using pinecones and their favourite Resene colours. Find out how to make and paint your own feathered friends with these easy step by step instructions.
It is time for the Neighbourly Spooktober Pet Costume Competition ... where ghosts, goblins, and golden retrievers unite!
Post a photo* of your furry, feathered, or scaly friends dressed in their Halloween best in the comments, and be in to win a $200 Prezzy Card 🏆
*Unleash your … View moreIt is time for the Neighbourly Spooktober Pet Costume Competition ... where ghosts, goblins, and golden retrievers unite!
Post a photo* of your furry, feathered, or scaly friends dressed in their Halloween best in the comments, and be in to win a $200 Prezzy Card 🏆
*Unleash your imagination before the 30th of October to be in to win!
🌙✨ MEF Night Market! ✨🌙
Come and join us for a fun-filled evening at the MEF Night Market! Bring your family and friends along to enjoy great food, unique finds, and a lively community atmosphere — all under cover, rain or shine!
🗓 Date: Friday, 31 October 2025
🕔 Time: 5:00 … View more🌙✨ MEF Night Market! ✨🌙
Come and join us for a fun-filled evening at the MEF Night Market! Bring your family and friends along to enjoy great food, unique finds, and a lively community atmosphere — all under cover, rain or shine!
🗓 Date: Friday, 31 October 2025
🕔 Time: 5:00 PM – 10:00 PM
📍 Location: 34C Stoddard Place, Mt Roskill
Enjoy a variety of stalls offering hardware, tools, food, and household items — there’s something for everyone! Please note this is a cash-only event (no EFTPOS).
It’s a great way to support local community and spend a memorable night out with your family and friends. We can’t wait to see you there!
Follow us for updates:
📘 Facebook & 📸 Instagram: @mefmarkets
#mefmarkets
#aucklandnightmarkets
#mtroskill
Police are appealing to the public for information on the whereabouts of Norman Talo, 50, who has a warrant for his arrest.
Police believe someone may have information on his whereabouts. Talo is thought to be in the wider Auckland area.
Anyone with information is urged not to approach him … View morePolice are appealing to the public for information on the whereabouts of Norman Talo, 50, who has a warrant for his arrest.
Police believe someone may have information on his whereabouts. Talo is thought to be in the wider Auckland area.
Anyone with information is urged not to approach him and instead to call 111 immediately and quote file number 241018/9095.
Alternatively, information can be provided anonymously to Crime Stoppers on 0800 555 111.
Aucklanders, a friendly reminder that all 14 Tūpuna Maunga will be closed in the evenings during Guy Fawkes to help prevent fireworks-related fires. 🔥🚫
Recent fires have caused serious damage to these sacred sites — including Te Pane o Mataoho / Māngere Mountain last year. Even one spark… View moreAucklanders, a friendly reminder that all 14 Tūpuna Maunga will be closed in the evenings during Guy Fawkes to help prevent fireworks-related fires. 🔥🚫
Recent fires have caused serious damage to these sacred sites — including Te Pane o Mataoho / Māngere Mountain last year. Even one spark can harm the cultural and natural beauty of our maunga.
Let’s protect these special places together.
© Neighbourly 2025
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