Posts by adviceHQ
377 days ago

Mortgage Rates Drop Below 5%

Financial Adviser, Director from adviceHQ

For the first time since August 2022, a major bank has cut a mortgage rate below 5%! Westpac has dropped its 3yr special fixed home loan rate to 4.99%, alongside reductions for other fixed terms.

What does this mean for you?
✅ Refixing Soon? Now is a great time to review your options — locking in a lower rate could mean big savings.

✅ Buying a Home? Lower rates improve affordability, so it's worth reassessing your budget and options.
✅ Refinancing? If your rate is significantly higher, switching lenders might save you thousands.

This is a competitive move that could signal further rate drops ahead. If you’re wondering whether to act now or wait, let’s chat about your mortgage strategy. A quick review today could put you in a stronger position for 2025 and beyond.

📩 Get in touch for an independent mortgage review!

advicehq.co.nz

#MortgageRates #HomeLoans #InterestRates #MortgageAdvice #IndependentFinancialAdvice #adviceHQ

More messages from your neighbours
6 days ago

Poll: Should the government levy industries that contribute to financial hardship?

The Team from Neighbourly.co.nz

As reported in the Post, there’s a $30 million funding gap in financial mentoring. This has led to services closing and mentors stepping in unpaid just to keep helping people in need 🪙💰🪙

One proposed solution? Small levies on industries that profit from financial hardship — like banks, casinos, and similar companies.

So we want to hear what you think:
Should the government ask these industries to contribute?

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Should the government levy industries that contribute to financial hardship?
  • 59.3% Yes, supporting people is important!
    59.3% Complete
  • 26.2% No, individuals should take responsibility
    26.2% Complete
  • 14.5% ... It is complicated
    14.5% Complete
1107 votes
1 day ago

Poll: Should complete designs be shared with the public, or should the community help shape the designs from the start?

The Team from Neighbourly.co.nz

The Post recently shared an opinion piece on the Harbour Crossing and why a more democratic approach might be needed 🚗🚲👟

While most decisions sit within the political arena, many organisations—like NZTA—manage long-term projects that go beyond party lines. Politics can sometimes disrupt progress, and the next Harbour Crossing is a big decision that will affect all Aucklanders.

We’d love your thoughts: Should near-complete, shovel-ready designs be shared with the public, or should the community have a hand in shaping the designs from the start?

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Should complete designs be shared with the public, or should the community help shape the designs from the start?
  • 81.7% Community feedback and transparency is needed.
    81.7% Complete
  • 18.3% No. This would be impossible in practice.
    18.3% Complete
60 votes
S
5 hours ago

NZ POST - PROPOSED CLOSURE - HAURAKI CNR

Sharon from Takapuna

Hi neighbours
You may have heard that our Post Centre at Hauraki is on the list to be closed by NZ Post.
Please support our opposition to this and send an email voicing your concerns for our neighbourhood.
Email: executive.complaints@nzpost.co.nz
Subject: Retail Change Escalation - Hauraki Corner Post Centre