365 days ago

Mortgage Rates Drop Below 5%

Financial Adviser, Director from adviceHQ

For the first time since August 2022, a major bank has cut a mortgage rate below 5%! Westpac has dropped its 3yr special fixed home loan rate to 4.99%, alongside reductions for other fixed terms.

What does this mean for you?
✅ Refixing Soon? Now is a great time to review your options — locking in a lower rate could mean big savings.

✅ Buying a Home? Lower rates improve affordability, so it's worth reassessing your budget and options.
✅ Refinancing? If your rate is significantly higher, switching lenders might save you thousands.

This is a competitive move that could signal further rate drops ahead. If you’re wondering whether to act now or wait, let’s chat about your mortgage strategy. A quick review today could put you in a stronger position for 2025 and beyond.

📩 Get in touch for an independent mortgage review!

advicehq.co.nz

#MortgageRates #HomeLoans #InterestRates #MortgageAdvice #IndependentFinancialAdvice #adviceHQ

More messages from your neighbours
17 days ago

Time to Tickle Your Thinker 🧠

The Riddler from The Neighbourly Riddler

If a zookeeper had 100 pairs of animals in her zoo, and two pairs of babies are born for each one of the original animals, then (sadly) 23 animals don’t survive, how many animals do you have left in total?

Do you think you know the answer? Simply 'Like' this post and we'll post the answer in the comments below at 2pm on the day!

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B
21 hours ago

Plastic pickup

Bryson from Hillcrest

By two peeps for one hour on Takapuna Beach

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18 days ago

Poll: As a customer, what do you think about automation?

The Team from Neighbourly.co.nz

The Press investigates the growing reliance on your unpaid labour.

Automation (or the “unpaid shift”) is often described as efficient ... but it tends to benefit employers more than consumers.

We want to know: What do you think about automation?
Are you for, or against?

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As a customer, what do you think about automation?
  • 9.6% For. Self-service is less frustrating and convenient.
    9.6% Complete
  • 43.3% I want to be able to choose.
    43.3% Complete
  • 47.1% Against. I want to deal with people.
    47.1% Complete
2300 votes