How does bank assess your borrowing?
Read our latest blog on test rate also known as Sensitivity Servicing Rate (SSR).
The current interest rate environment does impact the test rates, the lenders would be quick to push the rates, which can impact your borrowing power.
Check out the blog here: skfg.co.nz...
⚠️ Some of the lenders have pushed up short to medium fixed term rates
⚠️ Protect yourself and your family so that financial strain is avoided. If you have existing insurance cover, well done, take some time to check whether it is adequate.
Seek advice from us on Mortgage and Insurance:
💻 www.skfg.co.nz...
📨 info@skfg.co.nz
📱0210749825
📍Auckland
We are Registered Financial Adviser provider (FSP):
SK Financial Group Limited - FSP: 1005116
Saneel Kumar - FSP: 1005115
Feel free to check us on FSP register >>> fsp-register.companiesoffice.govt.nz...
Poll: When should the tree go up? 🎄
From what we've heard, some Christmas trees are already being assembled and decorated.
What are your thoughts on the best time to get your Christmas tree up?
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4.7% Second half of November
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43.4% 1st December
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17.6% A week before Christmas
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33.2% Whenever you wish
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1.1% Other - I'll share below
Poll: Should all neighbours have to contribute to improvements?
An Auckland court has ruled a woman doesn’t have to contribute towards the cost of fixing a driveway she shares with 10 neighbours.
When thinking about fences, driveways or tree felling, for example, do you think all neighbours should have to pay if the improvements directly benefit them?
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82.9% Yes
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14.3% No
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2.8% Other - I'll share below
What's your favourite tomato recipe?
Kia ora neighbours. We know your tomato plants are still growing, but we're looking ahead to the harvest already! If you've got a family recipe for tomatoes, we'd love to see it and maybe publish it in our magazine to share with our readers. Send your recipe to mailbox@nzgardener.co.nz, and if we use it in the mag, you will receive a free copy of our February 2025 issue.
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