RBNZ OCR Unchanged, Door Open for Cut in 2024
💲The 2yr swap rate fell 0.2% after the RBNZ OCR announcement, hitting levels not seen since Nov 2022.💲
◾Nov 2022: avg 2yr mortgage rate = 6.75%
◾Jun 2024: avg 2yr mortgage rate = 7.35%
That's a 0.6% increase in mortgage rates.
✅ Implication: if these levels hold, there could be room for mortgage rates to fall.
#adviceHQ #RBNZ #OCR #mortgagerates #interestrates
Poll: Should all neighbours have to contribute to improvements?
An Auckland court has ruled a woman doesn’t have to contribute towards the cost of fixing a driveway she shares with 10 neighbours.
When thinking about fences, driveways or tree felling, for example, do you think all neighbours should have to pay if the improvements directly benefit them?
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83.1% Yes
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14.6% No
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2.3% Other - I'll share below
Poll: When should the tree go up? 🎄
From what we've heard, some Christmas trees are already being assembled and decorated.
What are your thoughts on the best time to get your Christmas tree up?
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4.7% Second half of November
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43.6% 1st December
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17.3% A week before Christmas
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33.3% Whenever you wish
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1.1% Other - I'll share below
ENGLISH CONVERSATION GROUP 😁 Mairangi Bay Presbyterian Church, 8-10 Penzance Road, Mairangi Bay
Join us for a fun filled afternoon of learning & practising your English skills. Every Wednesday our church runs a English Conversation Group 1pm - 2.30pm. No skill level required to attend. 👍Everybody welcome! Stewart is the host & makes learning fun. Easy parking 🚗🚙outside the door. A gold coin donation appreciated, but not necessary to go towards the cost of running the classes. Pencil us in your diary....hope to see you there! Cheers Helen 😄