Protect Yourself When Buying a Vehicle Privately
If you buy a vehicle privately, you are not protected by the Consumer Guarantees Act or the Fair-Trading Act.
đSome simple things you can do to reduce your risk when you buy a used vehicle in a private sale are to check:
đwhether the vehicle is subject to a safety related recall
đthat the vehicle has a current Warrant of Fitness
đthat the vehicle registration is up to date
đwhether the vehicle is stolen or has any money owing on it
Itâs also a good idea to get a thorough mechanical check of the vehicle. Most garages provide a pre-purchase inspection service.
For more details on how you can protect yourself as a consumer and reduce your risk as a private buyer, visit: cab.org.nz/article/KB00001527
Info and image credit: Citizens Advice Bureau: cab.org.nz
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Scam Alert: Bank cold calls
ASB is warning customers about reports of cold calls from scammers claiming to be from ASB. These scammers are trying to obtain personal information, including usernames, dates of birth, and verification codes sent to your mobile phone.
đĄïž The "Caller Check" Test
If you get a call from someone claiming to be from ASB and youâre unsure, just ask them for a Caller Check. You will then be able to verify the call through the app.
Remember, banks will:ââ
â Never ask for your banking passwords, PINs, or verification codesââ
â Never need to know your full credit card number â especially the CVC
â Never ask you to download software or remotely access your deviceââ
â Never ask you to purchase gift cards or transfer funds.
If you have received a phone call and think your account has been compromised, call ASB on 0800 ASB FRAUD (0800 272 372), or visit your local branch.
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