Downsize to a Richer, Happier Life
What do you want to do with your life? Would you like to travel, downsize, have more money and more free time? Do you ever feel like your stuff holds you back, but the thought of decluttering just seems too hard? If so, you’re not alone.
This is the first of a series of articles dedicated to helping you to downsize, declutter and rightsize your life, brought to you by Ryman Healthcare in conjunction with decluttering expert Peter Walsh.
When helping people to declutter, Peter never starts by focusing on the stuff itself. Every item in your home has a story, so the first step is to think about what that story is.
Maybe you’re thinking about downsizing as you approach retirement but still have all the artwork and toys and books that belonged to your now adult children, and don’t know what to do with them. Perhaps letting go of that old sports equipment means letting go of a vision you had of yourself that no longer fits who you are. Maybe you’re holding onto heirlooms you have no use for because you want to keep the memory of the person alive.
No matter what your situation is, it’s easier to declutter and downsize if you start by identifying the feelings that underlie your attachment to your stuff before tackling the stuff itself.
Click to read more.
Time to Tickle Your Thinker 🧠
If a zookeeper had 100 pairs of animals in her zoo, and two pairs of babies are born for each one of the original animals, then (sadly) 23 animals don’t survive, how many animals do you have left in total?
Do you think you know the answer? Simply 'Like' this post and we'll post the answer in the comments below at 2pm on the day!
Want to stop seeing these in your newsfeed? No worries! Simply head here and click once on the Following button.
Here's what you need to know before making an offer on a house
🏠 What is the neighbourhood like?
Familiarise yourself with the neighbourhood, to check accessibility to public transport, schools and shops. Visit the street at different times of day, to find out how quiet or noisy it gets. Check with the local council whether they know of any future developments in the area that could increase noise or traffic.
🏠 How much are the rates and insurance?
Do a property search on the local council’s website to see what the rates are.
You can also get quotes from insurers to find out what it might cost to insure it.
Check whether the homeowner is paying off the cost of installing insulation or heating units through their rates, because you will inherit that debt if you buy the house.
🏠 For a unit title, check the pre-contract disclosure
If the property is on a unit title development (for example, an apartment), ask to see the pre-contract disclosure. This is basic information about the unit and the unit title development.
🏠 Get a LIM (Land Information Memorandum) report
A LIM report tells you everything the local council knows about the land and the buildings, for example, what building consents and code compliance certificates they have issued for work done on the property.
🏠 Pre-purchase building inspection
Get an independent building inspector to examine the house thoroughly and look for potential problems with weather-tightness, wiring, plumbing or the foundations (piles).
Ask them to check for features that might make maintenance more difficult. For example, some types of wall claddings need specialist knowledge to maintain, access to the gutters might not be straightforward, and retaining walls can be expensive to repair.
🏠 Check the property title
Ask a lawyer or conveyancer to check the property title for things like easements. For example, an easement might allow a neighbour to access part of the property. The property title should also confirm the property boundary.
More information is on the Settled website:
www.settled.govt.nz...
Image credit: Ray White New Zealand
Info credit: Citizens Advice Bureau: cab.org.nz
Poll: As a customer, what do you think about automation?
The Press investigates the growing reliance on your unpaid labour.
Automation (or the “unpaid shift”) is often described as efficient ... but it tends to benefit employers more than consumers.
We want to know: What do you think about automation?
Are you for, or against?
-
9.5% For. Self-service is less frustrating and convenient.
-
43.4% I want to be able to choose.
-
47.1% Against. I want to deal with people.
Loading…
