320 days ago

Mortgage Rates Drop Below 5%

Financial Adviser, Director from adviceHQ

For the first time since August 2022, a major bank has cut a mortgage rate below 5%! Westpac has dropped its 3yr special fixed home loan rate to 4.99%, alongside reductions for other fixed terms.

What does this mean for you?
✅ Refixing Soon? Now is a great time to review your options — locking in a lower rate could mean big savings.

✅ Buying a Home? Lower rates improve affordability, so it's worth reassessing your budget and options.
✅ Refinancing? If your rate is significantly higher, switching lenders might save you thousands.

This is a competitive move that could signal further rate drops ahead. If you’re wondering whether to act now or wait, let’s chat about your mortgage strategy. A quick review today could put you in a stronger position for 2025 and beyond.

📩 Get in touch for an independent mortgage review!

advicehq.co.nz

#MortgageRates #HomeLoans #InterestRates #MortgageAdvice #IndependentFinancialAdvice #adviceHQ

More messages from your neighbours
6 days ago

Neighbourhood Challenge: Who Can Crack This One? ⛓️‍💥❔

The Riddler from The Neighbourly Riddler

What has a head but no brain?

Do you think you know the answer? Simply 'Like' this post if you know the answer and the big reveal will be posted in the comments at 2pm on the day!

Want to stop seeing these in your newsfeed?
Head here and hover on the Following button on the top right of the page (and it will show Unfollow) and then click it. If it is giving you the option to Follow, then you've successfully unfollowed the Riddles page.

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1 day ago

Poll: Is it ok to regift something that you have been given?

The Team from Neighbourly.co.nz

🎁 Holiday Gift Chat!

Do you ever regift?
What’s your take on asking for a receipt if a gift doesn’t fit?

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Is it ok to regift something that you have been given?
  • 78.9% Yes! It's better to regift what I don't need
    78.9% Complete
  • 21.1% No. It's the thought and effort that matters
    21.1% Complete
437 votes
29 days ago

Some Choice News!

Kia pai from Sharing the Good Stuff

Many New Zealand gardens aren’t seeing as many monarch butterflies fluttering around their swan plants and flower beds these days — the hungry Asian paper wasp has been taking its toll.

Thanks to people like Alan Baldick, who’s made it his mission to protect the monarch, his neighbours still get to enjoy these beautiful butterflies in their own backyards.

Thinking about planting something to invite more butterflies, bees, and birds into your garden?

Thanks for your mahi, Alan! We hope this brings a smile!

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