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No, we haven't lost the plot! July 1st is International Joke Day and because laughter is good for your body, we want to get involved.
So, go on, jokers! Share your best joke below...
➖ ANZ = Feb 2025
➖ ASB = Nov 2024 (updated from Feb 2025)
➖ BNZ = Feb 2025
➖ WES = Feb 2025
➖ KIWI = Nov 2024
What are your thoughts❓
adviceHQ provides independent financial advice on your refix, refinance, restructure, taking into account the latest market information, your … View more➖ ANZ = Feb 2025
➖ ASB = Nov 2024 (updated from Feb 2025)
➖ BNZ = Feb 2025
➖ WES = Feb 2025
➖ KIWI = Nov 2024
What are your thoughts❓
adviceHQ provides independent financial advice on your refix, refinance, restructure, taking into account the latest market information, your current situation and future plans.
#adviceHQ #interestrates #mortgagerates #OCR #RBNZ
Easily change the height and layout of the shelves any time as your plants grow or the items you want to showcase change with this handy pegboard finished in Resene Colorwood Whitewash.
Find out how to create your own with these easy step by step instructions.
Hi neighbours,
Do you have a vehicle that is taking up space and becoming an eyesore? At AAA Auto Parts we dismantle and wreck cars. We will pay top cash whether your car is dead or alive!
* $300 - $3000 for small cars
* $700 - $10,000 for 4x4 utes, vans, 4WD, trucks and buses
* Same day … View moreHi neighbours,
Do you have a vehicle that is taking up space and becoming an eyesore? At AAA Auto Parts we dismantle and wreck cars. We will pay top cash whether your car is dead or alive!
* $300 - $3000 for small cars
* $700 - $10,000 for 4x4 utes, vans, 4WD, trucks and buses
* Same day removal
* Free quotes over the phone
We will beat any prices in the market by 10%.
Support your local business.
Give us a call on ** 0800 50 00 01 ** and we will be happy to have a chat.
A police incident is causing delays on Auckland Harbour Bridge on Wednesday afternoon.
What you need to know:
- The two left northbound lanes (lane 1 & 2 of 4) are blocked on the Harbour Bridge.
- Traffic is backed up to Newmarket heading north on both the Northern and Southern motorways.
… View moreA police incident is causing delays on Auckland Harbour Bridge on Wednesday afternoon.
What you need to know:
- The two left northbound lanes (lane 1 & 2 of 4) are blocked on the Harbour Bridge.
- Traffic is backed up to Newmarket heading north on both the Northern and Southern motorways.
- Auckland Transport have advised that bus routes 82, 866, 923, 931, 933, 939, 95B, 95C, 966 97B, 97R, NX1, NX2 have been delayed.
- NZTA is asking commuters to merge with care and expect delays.
- Google Maps is showing a delay of 39 minutes.
From stunning sunsets to quirky murals - we're loving seeing the beautiful photos that members are sharing across the country. These local Bright Spots add a little colour and brighten the day.
Our Bright Spots campaign closes on Sunday, 15 July so time is running out to share yours. With … View moreFrom stunning sunsets to quirky murals - we're loving seeing the beautiful photos that members are sharing across the country. These local Bright Spots add a little colour and brighten the day.
Our Bright Spots campaign closes on Sunday, 15 July so time is running out to share yours. With 10 prizes of $250 Resene ColorShop vouchers and $250 Prezzy® cards up for grabs, do take a moment and share this happy place with us.
Enter your local Bright Spots pics here today and be in to *WIN*.
Hi all. Reliable and trustworthy female would like to do dog walking, dog day care and pet sitting. Prefer small-medium dogs and on the shore please. I work a few days at a dog grooming place. If anyone is interested, feel free to contact on 0221402064
Denham Bramwell’s new Albany office provides legal services to the fast-growing Business North Harbour community and local residents.
We offer specialist services in property law, family law, estates, wills & trusts, dispute resolution, litigation, and commercial and business law.
Are … View moreDenham Bramwell’s new Albany office provides legal services to the fast-growing Business North Harbour community and local residents.
We offer specialist services in property law, family law, estates, wills & trusts, dispute resolution, litigation, and commercial and business law.
Are you looking for expert legal advice, and the best possible legal outcomes? If you want to work with lawyers with deep respect and genuine care for their clients, we might be a good fit for you.
Call 09 9856900 to schedule an appointment or visit us to discover more.
Brooke Glasgow and Emma Boad
Denham Bramwell, Albany Office Partners.
🎤 July 1 brings a raft of changes to the finance and property market:
Bright-line Test:
✅ Now 2yrs (previously up to 10yrs).
Deposit Requirements:
✅ 30% deposit for investment properties (previously 35%).
… View more🎤 July 1 brings a raft of changes to the finance and property market:
Bright-line Test:
✅ Now 2yrs (previously up to 10yrs).
Deposit Requirements:
✅ 30% deposit for investment properties (previously 35%).
✅ 20% lending available for low deposit properties (previously 15%).
Debt-to-Income (DTI) Ratios:
➖ DTI ratio restricted to 6 x for owner-occupier lending (20% exception).
➖ DTI ratio restricted to 7 x for investor lending (20% exception).
Credit Contracts and Consumer Finance Act (CCCFA) Reforms:
✅ Commerce Minister Andrew Bayly and Housing Minister Chris Bishop said the government is revoking 11 pages of what it calls "overly prescriptive affordability regulations."
These changes should stimulate activity in the finance and property market, contact adviceHQ for independent financial advice to help you secure your future.
#adviceHQ #DTI #LVR #CCCFA
This warming Hāngi recipe, created by Joy from Murray Halberg Village, serves six people with plenty of leftovers to enjoy the next day. Serve hot and enjoy with family or friends on a chilly winters night.
Click read more for the full recipe.
Does this sound familiar? Are you one of the kiwi families concerned about your future?
Call me to discuss your options.
#mortgagebrokernz #NZMortgages #NZMortgagesnz #mortgagenz #nzmortgages #mortgage
Premium care just meters away form our village. Join our caring community, where passion thrives. Trust Terrace Kennedy House for exceptional care and meaningful connections.
It’s NZ House & Garden’s 30th birthday, and to celebrate they’ve put together a great offer that’ll light up your home. Purchase or gift a 1 or 2-year subscription to NZ House & Garden and receive a Living Light luxury soy candle worth $56.90 for FREE*.
Enjoy inspirational home … View moreIt’s NZ House & Garden’s 30th birthday, and to celebrate they’ve put together a great offer that’ll light up your home. Purchase or gift a 1 or 2-year subscription to NZ House & Garden and receive a Living Light luxury soy candle worth $56.90 for FREE*.
Enjoy inspirational home & garden content, convenient monthly home delivery, exclusive subscriber-only discounts, up to 27% off retail, and a Living Light luxury soy candle worth $56.90 when you become part of the NZ House & Garden community. *T&Cs apply.
Times have changed and perhaps so has our societal rules around taking off hats when indoors. What are your thoughts?
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