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The heavy duty charcoal polyester canopy has a UPF rating of 50+ and is supported by a rust resistant frame. It opens using a one haned opening/closing crank and has the unique feature of being able to tilt both vertically and horizontally. This combined with the 360 degree swivel base, ensures you… View moreThe heavy duty charcoal polyester canopy has a UPF rating of 50+ and is supported by a rust resistant frame. It opens using a one haned opening/closing crank and has the unique feature of being able to tilt both vertically and horizontally. This combined with the 360 degree swivel base, ensures you are always protected, no matter which direction the sun is shining. The umbrella has a sturdy PE base that can be filled with water or sand. When not in use, the umbrella ha a fully zipped weather cover.
I have had the umbrella d=for 2 years but have recently had a pergola built and my little garden cannot fit the both. It is hard to photograph as I cannot lift the umbrella back into the stand. You are very welcome to view. Tst 02102532561.The location is Takapuna.
At Triton Hearing, we believe you should make the most of the holiday season and the moments that matter.
That’s why we’re excited to introduce our revolutionary new Infinio Sphere devices. With cutting-edge technology delivering double the speech clarity*, you’ll hear every joke, every … View moreAt Triton Hearing, we believe you should make the most of the holiday season and the moments that matter.
That’s why we’re excited to introduce our revolutionary new Infinio Sphere devices. With cutting-edge technology delivering double the speech clarity*, you’ll hear every joke, every story, and every cheer like never before.
This festive season, don’t just be present - be at the heart of the fun.
Sonova proprietary research (2024), visit hearmore.co.nz to learn more.
925 silver
green zircon
small zircons on shoulders and alongside stone
ph 0274984437
Size U
Get big summer savings at Resene ColorShops! Bring out the best in your home with kiwi made Resene paints, colours and wood stains. Plus choose from a huge range of wallpaper and accessories.
Kia ora neighbours. If you've got a family recipe for courgettes, we'd love to see it and maybe publish it in our magazine. Send your recipe to mailbox@nzgardener.co.nz, and if we use it in the mag, you will receive a free copy of our January 2025 issue.
Let your loved ones choose what makes them happiest.
Neighbours, we are looking ahead to December 25th and it's always a busy time.
Each family does things a little different and we'd love to know where you stick to tradition and where you strongly differ. Perhaps there's a tradition that you think is just overrated! Share your … View moreNeighbours, we are looking ahead to December 25th and it's always a busy time.
Each family does things a little different and we'd love to know where you stick to tradition and where you strongly differ. Perhaps there's a tradition that you think is just overrated! Share your thoughts below.
Hundreds of Kiwi children will receive something special this Christmas thanks to Ryman Healthcare’s support of the Catalytic Foundation’s Christmas Shoebox Project.
Instead of giving individual gifts to residents, the idea was to redirect those funds to support struggling New Zealand … View moreHundreds of Kiwi children will receive something special this Christmas thanks to Ryman Healthcare’s support of the Catalytic Foundation’s Christmas Shoebox Project.
Instead of giving individual gifts to residents, the idea was to redirect those funds to support struggling New Zealand families having to cut back on essentials.
Ryman residents were overwhelmingly in support of the idea, with many volunteering to help choose the gifts to fill over 1000 shoeboxes with thoughtful items.
Click read more for the full story.
Kia ora neighbours. We know your tomato plants are still growing, but we're looking ahead to the harvest already! If you've got a family recipe for tomatoes, we'd love to see it and maybe publish it in our magazine to share with our readers. Send your recipe to … View moreKia ora neighbours. We know your tomato plants are still growing, but we're looking ahead to the harvest already! If you've got a family recipe for tomatoes, we'd love to see it and maybe publish it in our magazine to share with our readers. Send your recipe to mailbox@nzgardener.co.nz, and if we use it in the mag, you will receive a free copy of our February 2025 issue.
Less than a week left to enter this merry competition.
With lots of spot prizes to win (as well as the title of NZ's Merriest Home), it's worth getting out your camera phone and taking a picture of your festive abode!
Check out the Christmassy homes here.
The Government is taking bold steps to boost competition, strengthen Kiwibank, and ensure fairer outcomes for Kiwi customers. Key changes include:
✅ Boosting Kiwibank's capital: Up to $500 million may be raised from KiwiSaver funds, NZ investment institutions, and professional investor … View moreThe Government is taking bold steps to boost competition, strengthen Kiwibank, and ensure fairer outcomes for Kiwi customers. Key changes include:
✅ Boosting Kiwibank's capital: Up to $500 million may be raised from KiwiSaver funds, NZ investment institutions, and professional investor groups to help Kiwibank compete with the "big four" Australian-owned banks.
✅ Exploring a public share offering: A potential IPO for Kiwibank is on the horizon (post-2028) after its digital transformation, offering more accessible growth options.
✅ Revised Reserve Bank focus: New directives for the Reserve Bank prioritize competition while maintaining financial stability, with reviews planned for:
❇️Risk weighting for lending.
❇️Minimum capital thresholds for new market entrants.
❇️Restrictions on the use of the word "bank."
❇️Barriers to lending on Māori freehold land.
✅ Improved services for consumers: Emphasis on open banking, better payment switching, and clearer home loan comparisons.
"Competition is king," as Nicola Willis puts it. These changes aim to create a level playing field for smaller players and better outcomes for Kiwi bank customers. What do you think?
#KIWIBANK #OpenBanking #kiwisaver #independentfinancialadvice #advicehq
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