Bigger profits for them or lower interest rates for you? What would you choose?
Would you rather finance companies made bigger profits, or you paid less interest when you borrow money? Would you rather profits go off-shore, or your finances are managed by you and people in your neighbourhood?
Westforce is an independent credit union whose customers are its members. It offers similar products and services to finance companies and since leaving the NZ Association of Credit Unions, has introduced its own Debit Card & Mobile Accounts App, and moved to a NZ -based operating finance system.
“Westforce is committed to providing some of the best lending available, leaving money in families’ pockets,” Victor Martick, Westforce GM, says.
Go to www.westforce.org.nz or call 09 828 8285
Westforce Credit Union is not a bank but like a bank is supervised by the Reserve Bank of New Zealand. Westforce Credit Union deposits are secured by a first ranking Trust Deed. Westforce is exempt from requiring a Credit Rating and is licensed with the Reserve Bank of New Zealand as a Non-Bank Deposit Taker. Westforce Credit Union’s current product disclosure statement is available from www.business.govt.nz/disclose.
Riddle Me This: Can You Out-Smart Yesterday’s Champ?
How can the number four be half of five?
Do you think you know the answer to our daily riddle? Don't spoil it for your neighbours! Simply 'Like' this post and we'll post the answer in the comments below at 2pm.
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Head here and hover on the Following button on the top right of the page (and it will show Unfollow) and then click it. If it is giving you the option to Follow, then you've successfully unfollowed the Riddles page.
Poll: Do you think NZ should ban social media for youth?
The Australian Prime Minister has expressed plans to ban social media use for children.
This would make it illegal for under 16-year-olds to have accounts on platforms including TikTok, Instagram, Facebook and X.
Social media platforms would be tasked with ensuring children have no access (under-age children and their parents wouldn’t be penalised for breaching the age limit)
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Do you think NZ should follow suit? Vote in our poll and share your thoughts below.
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84.3% Yes
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14.2% No
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1.5% Other - I'll share below
What's your favourite recipe for courgettes?
Kia ora neighbours. If you've got a family recipe for courgettes, we'd love to see it and maybe publish it in our magazine. Send your recipe to mailbox@nzgardener.co.nz, and if we use it in the mag, you will receive a free copy of our January 2025 issue.