Know what’s happening
Access the private noticeboard for verified neighbours near you. Keep informed about any suspicious activity, send urgent updates to your neighbours when required and discuss emergency planning.
Get to know your neighbours
Browse the directory and start getting to know your neighbours. Don’t want to post to the whole neighbourhood? Send a private message.
Buy, sell and give away
Want to declutter your garage? Buy some used household items? Give away some garden stuff? Become a verified neighbour to browse and post items for sale. Trading is simple when everyone lives nearby.
Mortgages & Loans
Our ability to really listen and take a 360 degree view on your life is what makes us unique. Our specialists can advise you on all areas of your financial life. We take a holistic overview that lets us help design your life – maximising benefits where they matter to YOU most. A good mortgage should be like a piece of well tailored clothing – a custom fit that is never too tight!
Our mortgage solution specialists have long term strategic relationships with lenders. This enables them to find the right option tailored to meet your individual requirements. We take the hassle out of securing a mortgage that is right for you –our expertise covers the following areas:
Residential
Whether you are a first home buyer or looking to purchase a second home or a holiday home, our Mortgage advisers can provide you with a tailored, individual mortgage package. With at least ten years of home loan lending experience, our mortgage advisers will help you gain the confidence and the knowledge to secure the home you want.
Investment Lending
The key to a successful residential investment portfolio is structuring your loan(s) to ensure that they meet your cash flow requirements. Lifetime’s Mortgage advisers can provide you with the right advice, regardless of whether your portfolio includes two properties or twenty. We appreciate that it is imperative to provide a variety of mortgage solution packages to specialised property investors.
Commercial & Business Lending
Commercial facilities require the specialist skills to deliver a lending package that has a flexible solution with suitable asset security to meet both the lender’s and the client’s requirements. Commercial and business loans must provide you with a flexible, medium to long term financing option to help you grow your business.
Annual Reviews & Rate Watch
Our Lifetime advisers can assist you with the important task of reviewing your financial position annually. Regardless of the size of your mortgage or investment portfolio, we can help you through our sophisticated and personalised follow up program, which is completely free of charge. This allows us to work with you to monitor and manage your current and changing debt management.
An important feature of our service is Rate Watch, which allows us to contact you (on request) in response to any movement in the Official Cash Rate, which may benefit or hinder your debt reduction plan.
Mortgage Protection Insurance
The last thing anyone wants or needs is to see their dream home jeopardised by a loss of income. Mortgage Protection Insurance is a specialised product that is paid out monthly in the event that you are unable to work due to illness or injury, or have been made redundant or become bankrupt. It is comprehensive cover designed to meet your mortgage costs, relative to your expenses, until you can return to work.